Therapy FAQ · Los Angeles
The questions people actually ask before their first session.
Insurance, Medicare, privacy, what telehealth is like, what to do if you're not sure you "qualify" — answered plainly, without therapy-speak. Use the search to jump to your question, or browse the tabs below.
What is a first therapy session like?
About an hour. A meet-and-fit conversation — what brought you in, what you've tried, what you'd want to feel different. You don't have to share everything. You don't have to know what's wrong yet. Many people don't on day one. We listen carefully, ask a few questions, and answer yours. You decide if you want to come back.
What should I bring to my first session?
Your insurance card, a list of any medications you take, and the names of any other clinicians involved in your care (primary care doctor, specialist, prior therapist). You don't need to prepare a "story." We'll meet you where you are.
Do I need a referral?
For most plans, no — including Medicare and most Medicare Advantage plans. A few HMO-style plans require one. Call us with your card and we'll verify.
Can I just try one session and decide later?
Yes. The first session is a meet-and-fit. There's no commitment to come back. Many people use the first session to decide whether the practice and the clinician feel right.
How do I know if you're the right fit?
Mostly: do you feel met? Do you feel like the clinician asked the right kinds of questions and didn't rush you? Did you leave the first session feeling slightly less alone with what you came in with? If yes, you're in the right place. If not, we'll happily refer you to someone better suited.
What if I don't like talking about feelings?
Many of our clients don't, especially men of generations that weren't raised to. Therapy isn't unstructured talking-about-feelings. It's a structured conversation that often starts with the practical (sleep, energy, appetite, what's gotten harder lately) and circles in. You don't have to perform vulnerability to benefit from this.
What if I cry?
That's fine. Tissues are on the table. Many sessions have tears. Many don't. Neither is more "real" than the other.
Can I bring my partner or adult child?
Yes. Some clients prefer the first session to be solo, then bring family later. Some bring family from session one. Either is fine. We'll discuss what makes sense for what you're working on.
Do I have to talk about my childhood (or trauma) right away?
No. We follow your lead on what you do and don't want to talk about, and at what pace. Some things take months to get to. Some never do. That's okay.
I'm not sure I "need" therapy. What if I'm being dramatic?
You don't have to be in crisis to start. Many of the people who come to us aren't. They're tired. Carrying something old. Sleeping less well than they used to. That counts. It always counted.
Does Medicare cover therapy?
Yes. Medicare Part B covers outpatient mental health services with licensed clinicians. Medicare Advantage plans typically include the same coverage, sometimes with different copays. We accept Medicare and most Medicare Advantage plans.
What's the difference between a copay, coinsurance, and deductible?
Copay = a fixed dollar amount per session ($25, $40). Coinsurance = a percentage you owe (commonly 20% for Medicare Part B). Deductible = the amount you pay before insurance starts covering. With Medicare Part B you typically pay your annual deductible first, then 20% of each session unless you have a supplement (Medigap) that covers it.
What does "in-network" mean? Are you in mine?
In-network means we have a contract with your insurance to bill them directly at agreed rates. We're in-network with Medicare and a number of major LA-region carriers — Anthem Blue Cross, Blue Shield of California, Aetna, Cigna, Magellan, L.A. Care, Carelon, Elevance, MHN, Beacon Health, TriWest/VA. Call us with your card; we verify before you owe anything.
What's a superbill? How does reimbursement work?
A superbill is an itemized receipt that shows the diagnostic and procedure codes for your sessions. If we're out-of-network for you, we provide superbills monthly that you submit to your insurance for partial reimbursement. Most plans reimburse 50–80% of the session fee, after deductible.
Do you offer a sliding scale?
Yes — on a case-by-case basis. If insurance and Medicare don't make it work, talk to us. We've found a way for most people who reach out.
What if I lose my insurance mid-treatment?
We work with you. Many clients shift to a sliding-scale rate during gaps in coverage. Therapy doesn't have to stop because insurance changed.
Can I use an HSA or FSA?
Yes. Outpatient psychotherapy is a qualified medical expense for HSA, FSA, and HRA accounts. Bring your card or submit reimbursement directly.
What does the EOB I get from my insurance mean?
The Explanation of Benefits (EOB) summarizes what your insurance was billed, what it paid, and what you owe. It's not a bill — the bill comes from us, not your insurance. If anything looks wrong, send it our way and we'll explain.
What if my insurance denies the claim?
We work with you on appeal. Many denials are clerical (wrong code, missing pre-auth) and resolve quickly. Genuine denials based on medical necessity are rare for outpatient psychotherapy and we'll help you contest them.
Do you bill me directly?
For in-network clients, we bill insurance and you owe only the copay/coinsurance/deductible portion. For out-of-network or self-pay, we bill you directly and provide superbills monthly for reimbursement.
What's a Good Faith Estimate?
Required by the federal No Surprises Act for self-pay or uninsured clients. We provide a written estimate of what your care is expected to cost, in advance. If your final bill is more than $400 over the estimate, you have the right to a dispute resolution process.
Why is the rate different from what I was told?
Usually one of two reasons: (1) insurance changed your benefits this calendar year and we hadn't re-verified, or (2) your deductible reset. Call us — we'll walk through your specific account in detail.
What's confidential and what isn't?
Almost everything is. The exceptions, set by California law: suspected child abuse (CANRA, Penal Code §11164 et seq.), elder or dependent adult abuse (Welf. & Inst. Code §15630), a credible threat to harm another identifiable person (Tarasoff, Civil Code §43.92), and an imminent threat to your own safety. We talk about these on day one.
What is the Tarasoff duty?
A California statute requiring clinicians to take reasonable steps — including warning the potential victim — when a client makes a credible threat against an identifiable person. It's narrower than people often think and it does not apply to feelings of anger or general frustration. It applies to credible, imminent threats. We talk through what this means in your specific situation if it ever comes up.
What shows up on the EOB my insurance mails?
Your insurance's EOB will show a procedure code (e.g., 90834 = 45-minute psychotherapy) and a diagnostic code. The content of sessions is not transmitted to insurance. If you share an insurance plan with a spouse or family member who receives EOBs, they may see that you had a session — though not what was discussed.
Can my employer see my therapy records?
No. Therapy records are protected by HIPAA and California's CMIA. Your employer cannot access them.
Can my parent or adult child see my records?
Not without your written authorization, even if they're listed as your emergency contact or pay your bill. You're an adult; your records are yours.
How do you store my notes?
In a HIPAA-compliant electronic health record system with encryption at rest and in transit, role-based access controls, and audit logs. Paper records (intake forms) are stored in locked cabinets. Records are retained 7 years from your last date of service per California law.
What's the difference between progress notes and psychotherapy notes?
Progress notes are part of your medical record (diagnostic, billing, summary of session). Psychotherapy notes — the clinician's personal session notes — are separately protected under HIPAA and not released to insurance, employers, or even the client by default, though you can request access.
Can I see my own records?
Yes. California Health & Safety Code §123100 et seq. gives you the right to inspect and copy your records, with a few narrow exceptions (psychotherapy notes; situations where access could endanger you or another person). Submit a written request and we'll respond within statutory timelines.
Does telehealth work as well as in-person?
Research says yes for most conditions and most people. For older adults specifically, telehealth therapy outcomes are roughly equivalent to in-person for depression, anxiety, and grief. Some clients prefer in-person; some prefer telehealth; some mix. There's no wrong choice.
What platform do you use?
A HIPAA-compliant video platform. We send you a link before your session — clicking it opens the session in your browser. No app to download. We walk you through it once and after that it's a single click.
What if my Wi-Fi drops mid-session?
We call you on the phone and finish the session. We never charge for technology problems on either end.
Do I need to be in California for a telehealth session?
Yes. By California licensure law (Bus. & Prof. Code §2290.5), you must be physically located in California at the time of the session. If you're traveling out of state, we either reschedule or do a brief check-in only. There are limited exceptions for cross-state compacts; ask us about your specific situation.
What about safety in a crisis during a telehealth session?
We confirm at the start of every telehealth session: where you are, who else is there, what's the address. If a crisis develops we can call local emergency services or your designated emergency contact. We talk through this on day one.
Can I do telehealth from work?
Many do — from a parked car, a private office, a quiet conference room. The main requirements: privacy (others can't overhear) and a stable connection. If you can't find privacy at work, we'll find a different time.
How long does therapy take?
It depends on what you're working on. For specific conditions (depression, anxiety, insomnia), many clients see meaningful change within 8–16 sessions. For broader work — long-running patterns, complex grief, life-stage adjustment — therapy is often longer-term. We talk about expectations early and re-assess together along the way.
Do I need medication?
No. Many of our clients do well with therapy alone. If medication would help, we coordinate with your primary care doctor or a psychiatrist — but we don't push medication and we don't prescribe. Our practice is therapy only.
What does "evidence-based" actually mean?
That the methods we use have been studied in formal research and shown to help most people most of the time. CBT, behavioral activation, problem-solving therapy, EMDR, ACT, IFS, Gottman couples work — all have research evidence behind them. We adapt them for the realities of older-adult life.
How do you decide what kind of therapy to use?
Based on what you're bringing in. For depression, often behavioral activation or CBT. For anxiety, often CBT. For grief, sometimes a grief-specific therapy, sometimes nondirective. We pick based on the research and on what fits you — and we tell you why.
Can I switch modalities later?
Yes. Sometimes the work changes shape mid-treatment. We're flexible.
What if I don't feel better after a few sessions?
We talk about it directly. Sometimes the modality needs adjusting; sometimes the clinician isn't the right fit; sometimes the issue is bigger than initially thought and we recalibrate the plan. Stalled progress is data, not failure.
Do you give homework?
Often, yes — small, practical things between sessions, especially in CBT and behavioral activation. Never punitive; always tied to what you're working on. If homework isn't your style we adapt.
Is therapy for older adults different from regular therapy?
The methods are largely the same. The pacing, the framing, the topics, and the practical concerns are different. Our clinicians are trained in geriatric psychology and we adapt evidence-based methods for the realities of older-adult life — chronic illness, loss, transitions, family caregiving.
Do you charge late fees?
Sessions end at the scheduled time. If you arrive late we still end on time so we don't run into the next client. There's no separate "late fee" — you've simply gotten less of your session. If lateness is a pattern we talk about it.
What's the no-show / cancellation policy?
Cancellations with less than 24 hours' notice are charged the session fee. We waive this for medical or family emergencies. Insurance does not reimburse for late cancellations or no-shows.
What about vacation?
Tell us in advance and there's no charge. If a clinician is on vacation we either pause your weekly time or arrange a substitute clinician for any urgent need.
What if I want to switch therapists?
Tell us. We'll either help you transition smoothly to another clinician within the practice or refer you out, with no awkwardness. Fit matters more than continuity.
How do I reschedule?
Call (626) 354-6440 or message us through your client portal. Our coordinator typically responds the same day.
What's the response time on email or text?
Same business day for most messages. We don't monitor email or text after hours. For urgent or crisis needs, call 988 or 911.
Does Medicare cover therapy?
Yes. Medicare Part B covers outpatient psychotherapy with licensed clinicians. Medicare Advantage typically covers it as well. We accept both.
Will I be too old to benefit from therapy?
No. The research is clear: older adults benefit from therapy at rates comparable to younger adults — sometimes higher, because older adults often arrive ready to do the work. Many of our clients start in their 70s or 80s.
How does therapy work if I have memory concerns?
We adapt. For mild cognitive concerns we use shorter sessions, written summaries, repetition, and family involvement when helpful. We coordinate with your neurologist or geriatrician. For dementia we work with both the person and the family — therapy still has value at every stage of cognitive change.
Can my adult children come with me?
Yes — when you want them there, on terms you set. Some clients bring family for parts of sessions; some keep family entirely outside. This is your call, every time.
Is telehealth therapy a good option for older adults?
For many, yes. We walk you through the technology once. If telehealth doesn't suit you — vision, hearing, comfort — we work in-person at our Pasadena office.
What if I have trouble with mobility — can I still do therapy?
Yes. Our office is ADA-accessible (elevator, wheelchair access, accessible parking). Telehealth removes mobility entirely. If transportation is the barrier, telehealth is often the answer.
How is grief therapy different from regular therapy?
Most grief is not a disorder and most grief doesn't need therapy. When grief gets stuck — prolonged grief disorder, complicated grief — therapy targets the stuck places specifically. Grief therapy is often shorter and more structured than general therapy. Read more on our grief counseling page.
I've never done therapy before. Am I too set in my ways?
You're not. The change therapy supports isn't a personality overhaul. It's relief. It's better sleep, lighter mornings, a clearer sense of what you actually want now. People come to therapy for the first time at 75 and find it useful. Often they wish they'd done it sooner — but the right time is when you start.
Still have a question?
Call us at (626) 354-6440 — a real person answers. Or send a message and we'll respond same business day.