Medicare therapy · Los Angeles
Cost shouldn't be the reason you don't come in.
Medicare therapy in Los Angeles for older adults — we accept Medicare, most Medicare Advantage plans, and a wide list of major Southern California commercial carriers. Medicare Part B covers outpatient psychotherapy at 80% after the deductible; we accept assignment, verify your benefits before the first session, and offer sliding scale when the math still doesn't work.
Medicare
Yes, Medicare covers therapy.
Medicare Part B covers outpatient mental health services with licensed clinical psychologists and clinical social workers — including individual therapy, group therapy, and assessment. The 2024 expansion also covers Marriage and Family Therapists (LMFTs) and Mental Health Counselors (LPCCs/LMHCs).
You typically pay the annual Part B deductible first, then 20% coinsurance per session. If you have a Medigap supplement plan (Plan G, Plan F, etc.), most or all of that 20% is covered by the supplement.
Medicare Advantage plans (Part C) also cover outpatient mental health, often with a different copay structure — sometimes a flat $20–$40 per session. We accept most Medicare Advantage plans in the LA area.
Bring your Medicare card and any supplement card to your first session. Or send us a photo through the contact form and we'll verify benefits before you owe anything.
Carriers we work with
Major Southern California carriers, plus a wide commercial network.
Most Medi-Cal Plans
- L.A. Care Medi-Cal
- Health Net Medi-Cal
- Anthem Blue Cross Medi-Cal
- Blue Shield Promise
- Molina Healthcare
Major commercial
- Anthem Blue Cross
- Blue Shield of California
- Aetna
- Cigna
- L.A. Care
Behavioral health networks
- Magellan
- Carelon
- Elevance
- MHN (Health Net)
- Beacon Health
Veterans & military
- TriWest
- VA Community Care
HSA/FSA
HSA, FSA, and HRA accounts accepted for outpatient psychotherapy as a qualified medical expense.
Don't see yours?
Call us at (626) 354-6440. We accept all insurance and may still be able to help via out-of-network reimbursement, sliding scale, or a payment plan.
Out-of-network & sliding scale
If we're out-of-network — or you're paying yourself.
If we're out-of-network for your insurance, we provide monthly superbills — itemized receipts with diagnostic and procedure codes — that you submit to your insurance for partial reimbursement. Most plans reimburse 50–80% of the session fee after deductible.
If you're paying yourself, federal law (No Surprises Act) requires us to provide a written Good Faith Estimate of expected costs before treatment. Ask and we'll send one.
If insurance and Medicare and superbills still don't make the math work, talk to us. We offer sliding-scale fees on a case-by-case basis. We've found a way for most people who reach out — we'd rather have a hard conversation about cost than have you not come in.
One short call sorts most of this out.
Send us a photo of your card or just call. We do the verification work, and you'll know what your sessions will cost before you book.